Overview of Interest Rate
Competitive Banking Interest Rate Information
Prime Lending Rate (PLR)
As 17 Mei 2022 s/d 15 June 2022Line of Business
Prime Lending Rate (PLR)
| Corporate Loan | Retail Loan | Micro Loan | Consumption Loan | |
|---|---|---|---|---|
| Mortgage | Non-Mortgage | |||
| 8,89% | 9.50% | 10,97% | 9,35% | 10,75% |
(Effective % per annum)
Information:
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The Prime Lending Rate (PLR) is used as the basis for determining the loan interest rate that the Bank will charge to customers. Prime Lending Rate (PLR) does not take into account the risk premium estimation component, the amount of which depends on the bank'sassessment of the risk for each debtor or group of debtors. Thus, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.
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Non-KPR Consumption Credit does not include disbursement of funds via credit cards and unsecured credit.
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Prime Lending Rate (PLR) information that is valid at any time can be seen in the publication at each Bank office and / or the Bank's website.
Interest Rate on Profit Sharing (Nisbah)
Time Deposit (Counter Rate)
| 1 Month | 3 Month | 6 Month | 12 Month | 24 Month |
|---|---|---|---|---|
| 3.00% | 3.00% | 3.25% | 3.25% | 3.25% |
(Effective % per year)
Tabungan Tabungan Smart, Tabungan Smart Pensiun, Martabe Sumut Sejahtera, Martabe Bank Lain, Martabe BPR, and Martabe School.
| Rp. 1.000.000 - 50.000.000 | = 0.25% /year |
| Rp. 50.000.001 - 100.000.000 | = 0.50% /year |
| Rp. 100.000.001 - 250.000.000 | = 1.00%/year |
| Rp. 250.000.001 - 500.000.000 | = 1.25%/year |
| Rp. 500.000.000 - Rp.1.000.000.000. | = 1.50%/year |
Tabungan Smart Payroll and Tabungan Smart KPE;.
| Rp. 1.000.000. | = 0.00% /year |
| Rp. 1.000.000 - 10.000.000 | = 0.25% /year |
| Rp. 10.000.000 - 50.000.000 | = 0.50% /year |
| Rp. 50.000.000 - 100.000.000 | = 0.75% /year |
| Rp. 100.000.000 - 250.000.000. > | = 1.00% /year |
Giro
| Balance < Rp. 50 Juta | = 1.00% p.a |
| Balance Rp 50 Juta - 100 Juta | = 1.25% p.a |
| Balance > Rp.100 Juta | = 1.50% p.a |
LPS
| Rupiah | Valas |
|---|---|
| 3.50% | 0.25% |
Tabungan SIMPEDA
Joint savings products issued jointly by the Regional Development Bank.
| 1.50% /year |
Giro Mudharabah
| Produk | Nisbah Nasabah | EQ. Rate Pertahun |
| Pemkab/Pemko | 25% | 1,75% |
| Lembaga/Dinas/BUMN/BUMD | 20% | 1,40% |
| Swasta | 20% | 1,40% |
| Pemerintah Pusat | 25% | 1,75% |
Tabungan Mudharabah
| Produk | Nisbah Nasabah | EQ. Rate Pertahun |
| Smart IB | 20% | 1,40% |
| Smart IB Rencana | 25% | 1,75% |
| Simpel IB | 5% | 0,34% |
| Smart IB Payroll | 15% | 1,05% |
| Smart IB BPRS | 15% | 1,05% |
Deposito Mudharabah
| Produk | Nisbah Nasabah | EQ. Rate Pertahun |
| Deposito IB Ibadah 01 Bulan | 47,5% | 3,33% |
| Deposito IB Ibadah 03 Bulan | 47,5% | 3,33% |
| Deposito IB Ibadah 06 Bulan | 50,75% | 3,56% |
| Deposito IB Ibadah 12 Bulan | 55% | 3,94% |
| Deposito IB Plus 06 Bulan | 51,25% | 3,60% |
| Deposito IB 01 Bulan BPR/BPRS | 47% | 3,30% |
| Deposito IB 01 Bulan BPR/BPRS | 55% | 3,87% |
