Overview of Interest Rate

Competitive Banking Interest Rate Information

Prime Lending Rate (PLR)

As 17 Mei 2022 s/d 15 June 2022


Line of Business

Prime Lending Rate (PLR)

Corporate Loan Retail Loan Micro Loan Consumption Loan
Mortgage Non-Mortgage
8,89% 9.50% 10,97% 9,35% 10,75%

(Effective % per annum)

Information:

  • The Prime Lending Rate (PLR) is used as the basis for determining the loan interest rate that the Bank will charge to customers. Prime Lending Rate (PLR) does not take into account the risk premium estimation component, the amount of which depends on the bank'sassessment of the risk for each debtor or group of debtors. Thus, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.

  • Non-KPR Consumption Credit does not include disbursement of funds via credit cards and unsecured credit.

  • Prime Lending Rate (PLR)  information that is valid at any time can be seen in the publication at each Bank office and / or the Bank's website.

Interest Rate on Profit Sharing (Nisbah)


Time Deposit (Counter Rate)

1 Month 3 Month 6 Month 12 Month 24 Month
3.00% 3.00% 3.25% 3.25% 3.25%
(Effective % per year)

Tabungan Tabungan Smart, Tabungan Smart Pensiun, Martabe Sumut Sejahtera, Martabe Bank Lain, Martabe BPR, and Martabe School.

Rp. 1.000.000 - 50.000.000 = 0.25% /year
Rp. 50.000.001 - 100.000.000 = 0.50% /year
Rp. 100.000.001 - 250.000.000 = 1.00%/year
Rp. 250.000.001 - 500.000.000 = 1.25%/year
Rp. 500.000.000 - Rp.1.000.000.000. = 1.50%/year

Tabungan Smart Payroll and Tabungan Smart KPE;.

Rp. 1.000.000. = 0.00% /year
Rp. 1.000.000 - 10.000.000 = 0.25% /year
Rp. 10.000.000 - 50.000.000 = 0.50% /year
Rp. 50.000.000 - 100.000.000 = 0.75% /year
Rp. 100.000.000 - 250.000.000. > = 1.00% /year

 

Giro

Balance < Rp. 50 Juta = 1.00% p.a
Balance Rp 50 Juta - 100 Juta = 1.25% p.a
Balance > Rp.100 Juta = 1.50% p.a

LPS

Rupiah Valas
3.50% 0.25%

Tabungan SIMPEDA

Joint savings products issued jointly by the Regional Development Bank.

1.50% /year

Giro Mudharabah

Produk Nisbah Nasabah EQ. Rate Pertahun
Pemkab/Pemko 25% 1,75%
Lembaga/Dinas/BUMN/BUMD 20% 1,40%
Swasta 20% 1,40%
Pemerintah Pusat 25% 1,75%

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Tabungan Mudharabah

Produk Nisbah Nasabah EQ. Rate Pertahun
Smart IB 20% 1,40%
Smart IB Rencana 25% 1,75%
Simpel IB 5% 0,34%
Smart IB Payroll 15% 1,05%
Smart IB BPRS 15% 1,05%

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Deposito Mudharabah

Produk Nisbah Nasabah EQ. Rate Pertahun
Deposito IB Ibadah 01 Bulan 47,5% 3,33%
Deposito IB Ibadah 03 Bulan 47,5% 3,33%
Deposito IB Ibadah 06 Bulan 50,75% 3,56%
Deposito IB Ibadah 12 Bulan 55% 3,94%
Deposito IB Plus 06 Bulan 51,25% 3,60%
Deposito IB 01 Bulan BPR/BPRS 47% 3,30%
Deposito IB 01 Bulan BPR/BPRS 55% 3,87%

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